PayVault
The PayVault platforms

Two processing platforms. One advisor to run them.

PayVault is not tied to a single processing rail. PayVault Signature runs on Cygnus Payments and PayVault Commerce runs on CardConnect. Bring us a statement and we will tell you which engine earns its keep for your card mix, your software and your counter.

Service-led engineHands-on

PayVault Signature

A white-glove processing experience built around speed, service and the people behind your counter.

Powered byCygnus Payments
  • Smart POS: an AI-assisted point of sale built for restaurants and expanding industries
  • A growth track that walks new agents from entry level to running their own ISO
  • Concierge support plus marketing, accounting and design services in-house
  • Fast onboarding with a real human on the other end of the phone
  • Merchant-first service model with proactive account reviews
Smart POSConcierge supportAgent + ISO programsMarketing & accounting
Choose SignatureBest for hospitality, field service, and businesses that want a hands-on team behind them.
A barista working behind the counter of a busy independent cafe

Both, if that is what wins

One relationship, both engines

Plenty of businesses end up running both: commerce-grade rails inside the software that runs the store, and the service-led engine where the hospitality team and the service model matter more than the label on the terminal. You keep one advisor, one contact for support, and one place to look when settlement day arrives.

No forced migration

If your current setup works, we say so.

Statement-first advice

We read the numbers before we pitch.

Portfolio ready

Agents and ISOs can place either engine.

Free rate review

Bring us one statement. We'll show you the lines.

A straight comparison against what you pay today, and an honest answer if switching is not worth it.

Get my free rate review