Streamlined operations
Counter, cart and invoice payments all report into one portal, so reconciliation stops being a nightly chore.
Solutions
Take payments everywhere your customers are
In store, online, on the phone and in the field, on the POS that fits your business: Clover, Genius or Square. One PayVault advisor sets it up and stays on call.
What we deploy
Every way your customers want to pay
Acceptance is not one terminal on a counter anymore. PayVault configures the whole surface: the counter, the website, the phone, the truck and whatever software already runs your business.
In-store payments
Countertop terminals and PIN pads with EMV chip, contactless and tap-to-pay. Printed, email or SMS receipts from the same device.
Online & on the phone
Hosted payment pages and a virtual terminal for your website, invoices and phone orders. Recurring billing and card-on-file for subscriptions.
Mobile & field
Battery-equipped wireless readers and phone-based acceptance, so you can take payment at the table, the jobsite or the trade show.
One dashboard, every channel
Counter, app and online cart sales all report in a single portal with cloud-based, real-time reporting. Most merchants qualify for next-day funding.
Integrated & embedded
APIs with tokenization and point-to-point encryption to embed acceptance in your software, certified accounting and CRM integrations, 80+ plugins, and interchange optimization for the lowest rates.
Smart POS & concierge
Clover POS with a library of 300+ business apps, including an AI-assisted build for restaurants. Backed by 24/7 expert support, plus accounting, marketing and design help from one team.
Hardware
Terminals that earn their counter space
We size the hardware to the room, not to a catalogue page. Already own terminals? We check compatibility before anyone suggests buying new ones.
- Standalone, semi-integrated and PIN-pad countertop terminals
- Battery-equipped mobile readers for the field
- Contactless and tap-to-pay on every device
- Printed, email and SMS receipts
- Cash-discount and surcharge-ready pricing programs
The PayVault difference
Efficiency, security and adaptability, in every transaction
The same engine choice that lowers your costs makes the day-to-day run smoother: fewer manual steps, clearer data, and a checkout your customers never have to think about.
Unbeatable security
Every transaction is wrapped in tokenization and point-to-point encryption, so card data never touches your systems.
Enhanced customer experience
Tap, dip, swipe, click or invoice — checkout feels the same polished way on every channel your customers use.
Complete optionality
PayVault Signature and Commerce cover card-present, card-not-present and embedded acceptance, so you are never locked into one answer.
Real-time insights
Live dashboards break down volume, declines and card mix, with funding status visible the moment batches settle.
Built to scale
Add locations, channels and devices without re-underwriting the whole operation — the configuration grows with you.
POS and processing we resell
Clover, Genius or Square, chosen for your business
We are not tied to one system. PayVault resells the leading point-of-sale platforms and processors, then configures the one that fits how you sell, before it ships.
Clover
Best for: Restaurants, retail and service businesses that want one system from countertop to handheld
- Countertop Station and Mini, handheld Flex with built-in printer, phone-based Go and self-order Kiosk
- Tap, chip, swipe and phone payments, with offline mode and custom tip screens
- App market for inventory, staff timesheets, loyalty, gift cards and online ordering
- Real-time reporting from any device
Genius POS by Global Payments
Best for: Restaurants, retail stores and venues that want front and back of house in sync
- Countertop, handheld, kiosk and iPad-based options
- Online ordering and buy online, pick up in store, synced across locations
- Built-in loyalty, staff scheduling and dynamic pricing
- Automatic sales and staff reports, plus 24/7 live support
Square
Best for: New and fast-moving businesses that want simple setup and an all-in-one app
- Register with a detachable customer display, plus Terminal, Handheld and Reader
- Second-generation Register is faster and built to handle spills and dust
- One point-of-sale app across in-person and online sales
- Staff management and cash flow tools on the same platform
Processing
The rails behind every transaction
Your POS runs on processing from CardConnect or Cygnus Payments, matched to your card mix and ticket size.
Get a POS configured for me
CardConnect
- CardPointe gateway with tokenization to protect stored cards
- Browser-based virtual terminal and recurring billing
- Level 2 and 3 data to qualify B2B transactions for lower interchange
- Integrations with ERP systems such as SAP and Oracle
Cygnus Payments
- Merchant services built for small and mid-sized businesses
- Point of sale, mobile acceptance and loyalty programs
- Hands-on onboarding and service
In the field
Set up and running at real events
Square stations we set up for a church festival in Upper Darby, PA, from the food line to the market table. Read the case study.
Industries
We speak your counter's language
A medspa and a pizza counter have very different card mixes and very different customers. Rates, hardware and software get chosen to suit what you actually sell.
Restaurants & bars
Tableside, counter and delivery with PayVault smart POS and terminals.
Retail & convenience
Fast checkout, contactless acceptance and integrated inventory.
eCommerce & DTC
Hosted pages, subscriptions, stored cards and Level 3 data.
Health & medspa
Recurring care plans and card-on-file convenience.
Professional services
Invoiced payments, ACH and securely stored cards.
Home & field service
Collect on site, before you leave the driveway.
Auto & dealership
Deposits, service bays and larger-ticket approvals.
Hospitality & events
Deposits, incidentals and on-site event payments.
Nonprofit & fundraising
Donations, recurring giving and low-friction checkout.
Free rate review
Bring us one statement. We'll show you the lines.
A straight comparison against what you pay today, and an honest answer if switching is not worth it.
Get my free rate review