Free rate review

Find out what you should be paying

Check your numbers in 30 seconds, then send us a statement for a line-by-line review. Free, with no obligation.

Savings calculator

See your numbers first

Grab last month's processing statement. Two numbers and 30 seconds will show your real rate and what a competitive one looks like.

Total card volume on your statement

Every processing fee, all lines added up

Your results

Enter your sales and fees to see your effective rate.

Most business owners have never seen this number. It is the clearest way to compare processors.

Get a free line-by-line review

An estimate based on typical rates for your business type, not a quote. Your actual pricing depends on your card mix, ticket size and processing history. Nothing you enter here is saved.

How it starts

From statement to going live

Switching processors has a reputation for being painful. Ours is deliberately boring: a review, an application, a go-live, and a number that keeps working afterwards.

Day 1

Statement review

Send one recent statement, or two if you have them. We sit with it and show you exactly where the money goes, line by line, before you commit to anything.

Days 2-3

Application & underwriting

We submit the application the same day it is completed, stay in contact with underwriting, and tell you where things stand rather than leaving you guessing.

Week 1

Go live

Hardware arrives configured, your team gets walked through it, and your advisor stays reachable after the activation call. No disappearing act.

One advisor, not a call queue

The person who reviewed your statement is the person you call when something needs a decision.

Line-item transparency

Rates are explained against your own card mix, not a headline number designed to sound small.

No forced migration

If what you already run is competitive, we will tell you that too. It is cheaper than losing your trust.

Free rate review

Send us a statement. We'll show you the lines.

Tell us how you take payments today and what you are trying to fix. An advisor reviews it and comes back with a straight comparison, not a template.

Bring one statement

Upload a PDF of your latest processing statement, or send it to your advisor later.

We compare both engines

PayVault Signature and PayVault Commerce, against what you pay now.

No obligation

If switching is not worth it, we will tell you.

Your details go only to PayVault and its underwriting partners.
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Stored privately. Only PayVault advisors can open it.